Cursor vs Refact.ai

Cursor (Anysphere) and Refact.ai (Refact) compared head-to-head: prices from $20 and $0, model-dependent vs. model-dependent context, free tiers, models, limits plus strengths and weaknesses. Find out which AI coding agent fits your workflow.

Cursor vs Refact.ai — Category side-by-side

Provider	Cursor Anysphere	Refact.ai Refact
From /month	$20	Free
Billing	subscription	freemium + credits
Top models	Claude Sonnet 4, GPT-5, Gemini 2.5 Pro	Refact-1.6, frontier models
Context	model-dependent	model-dependent
Limits	Pro: 500 fast premium requests/mo	Free: daily agent cap; Pro: coin-based
Free tier	Hobby: 50 fast + slow requests/mo	yes — personal free tier
Best for	Devs who want AI inside a familiar editor	Teams wanting self-hostable open-weight coding LLMs
Strengths	Best-in-class autocomplete (Tab) Multi-file Composer Model choice	Open-weight, self-hostable models Autonomous agent Strong free tier
Weaknesses	Credit-based fast requests Editor lock-in	Smaller ecosystem Coin accounting takes getting used to

Recommendation by priority

💰 On a budget? Refact.ai ($0) is cheaper than Cursor ($20).

Refact.ai is especially strong when you care about "Teams wanting self-hostable open-weight coding LLMs".

🆫 Start without budget? Refact.ai shines with a free tier (yes — personal free tier).

Refact.ai is especially strong when you care about "Teams wanting self-hostable open-weight coding LLMs".

Go to Cursor → Go to Refact.ai →

Frequently asked questions: Cursor vs Refact.ai

Cursor or Refact.ai: which is cheaper?

The entry price depends on each provider and plan tier. This page shows the current indicative values side by side.

Which offers more context — Cursor or Refact.ai?

Cursor reaches model-dependent, Refact.ai reaches model-dependent. More context helps with long files and large repos.

Is there a free tier for Cursor or Refact.ai?

Yes — details on free tiers and free quotas are in the side-by-side table above.