Windsurf vs Refact.ai

Windsurf (Codeium/Windsurf) and Refact.ai (Refact) compared head-to-head: prices from $15 and $0, model-dependent vs. model-dependent context, free tiers, models, limits plus strengths and weaknesses. Find out which AI coding agent fits your workflow.

Windsurf vs Refact.ai — Category side-by-side

Provider	Windsurf Codeium/Windsurf	Refact.ai Refact
From /month	$15	Free
Billing	subscription + credits	freemium + credits
Top models	Claude Sonnet 4, GPT-5, SWE-1	Refact-1.6, frontier models
Context	model-dependent	model-dependent
Limits	Pro: flexible flow-based credits	Free: daily agent cap; Pro: coin-based
Free tier	yes — limited free tier	yes — personal free tier
Best for	Teams wanting an agentic IDE alternative to Cursor	Teams wanting self-hostable open-weight coding LLMs
Strengths	Cascade multi-step agent Strong enterprise story Own SWE-1 model	Open-weight, self-hostable models Autonomous agent Strong free tier
Weaknesses	Newer ecosystem Credit accounting can be opaque	Smaller ecosystem Coin accounting takes getting used to

Recommendation by priority

💰 On a budget? Refact.ai ($0) is cheaper than Windsurf ($15).

Refact.ai is especially strong when you care about "Teams wanting self-hostable open-weight coding LLMs".

Go to Windsurf → Go to Refact.ai →

Frequently asked questions: Windsurf vs Refact.ai

Windsurf or Refact.ai: which is cheaper?

The entry price depends on each provider and plan tier. This page shows the current indicative values side by side.

Which offers more context — Windsurf or Refact.ai?

Windsurf reaches model-dependent, Refact.ai reaches model-dependent. More context helps with long files and large repos.

Is there a free tier for Windsurf or Refact.ai?

Yes — details on free tiers and free quotas are in the side-by-side table above.